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... than what you have. The national average for a 48 month used car loan is 7.56% (Bankrate.com). Your 5.5% rate was a new-car rate , and probably a promotional rate . Used-car rates ...

Refinancing your loan will not give you the results you seek. For one, you...adequate time to gain any meaningful strength. You're interest rate isn't the issue. It;s the amount you owe. a 4.5% rate ...

... refinance for anything more than the current value of the truck. You COULD refinance if you could come up with the difference between what is owed and the value of the truck, getting a new loan only for the truck's value. Good luck.

... or extras. Here is the thing...even you save 1% on the rate , that's only saving $141 per year or about $12 per month. If there is a $200 loan origination fee, you've just eaten up your payback. I might focus...

...for and with your savings can you pay off the loan . Vulture lenders like buy here pay here...that runs great with no payments and inexpensive auto insurance. Get a good, solid older car and start...

Auto finance is what I do for a living and there are 10 things that go into making up a car deal weather it's a purchase or a lease and all can effect the interest rate . 1. Term of loan . Shorter the better. 2. Age of vehicle. Newer the better. 3. Miles...

...amount due go ahead and do it just make sure not to add more time to your new loan . Just to change the rate , you could even lower the number of years and pay a little more...

Auto loans are difficult to refinance because you will almost never have equity in a car. If... refinance your home to get a little money, home interest rates are still relatively low if you have a good credit...