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...place is from the place that sells you your homeowners insurance . Generally, rental buildings are the dregs of the...

There are 2 parts to the insurance policy. A landlord gets lower coverage than a normal homeowner. The insurance ...

... own insurance policy to cover you for this. Second, it appears the landlord has committed an illegal act ( insurance fraud). You can not sue someone to get money they received from a criminal...

Call your insurance agent and explain it. You can get it insured if it's in good condition...'t be classified as personal insurance , probably under business insurance . But you'll still be covered for both property and liability. ...

... fault (lol, probably neither do you) but bodily injury IS covered under landlord liability. Turn this claim in to your insurance company right now. Oh, and have a talk with your attorney, as HE...

If the landlord had insurance - the insurance company would have paid to have the damage repaired. ...

Homeowners is for owner occupied dwellings. Landlord is for premises rented to others. As neither of them are "exact" insurance terms, there can be a BUNCH of other differences, also.

...and this type of policy will replace that loss of rent. Normally insurance will require that you have your primary residence insured with them...