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  1. ...never got taken to court (CCJ) and never had to take the IVA route, then EXTREMELY GOOD. Banks and Building...

    1 Answers · Business & Finance · 13/04/2008

  2. “Individual Voluntary Arrangement”. An IVA is a contractual arrangement with your creditors and can be flexible...

    4 Answers · Business & Finance · 28/03/2008

  3. Filing bankruptcy had been deemed "cowardly", but it is not. Those laws were put in place to protect citizens. I don't think anything can be taken from you, it doesn't look like you have anything to take. If you...

    1 Answers · Business & Finance · 23/02/2008

  4. you have to cover the bet and tell the truth -- if you lie and get caught you could go to jail for fraud!!!

    2 Answers · Business & Finance · 26/01/2008

  5. ... an information agreement with your creditors or an IVA. If you do go the Bankruptcy route it will affect you in the ...

    4 Answers · Business & Finance · 21/12/2007

  6. credit problems is the least of his worries -- i would suggest he go the iva route and let the chips fall where they fall!!!

    1 Answers · Business & Finance · 12/12/2007

  7. Everything I have read about debt consolidation says don't do it!!! I'm actually in the middle of bankruptcy right now and have had to do classes online about how to dig yourself out, I don't regret doing bankruptcy, it will give me a fresh start...

    2 Answers · Business & Finance · 22/11/2007

  8. I have about the same amount of debt as you and I am now with Consumer Credit Counseling Services. Basically I send them money every month and they distribute it to each of my credit cards. They were...

    3 Answers · Business & Finance · 16/11/2007


    4 Answers · Business & Finance · 04/11/2007

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