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  1. No, the banks are selling their product. There is a reason you have to be over 18 to get credit. As adults we have to know our limits and live within our means. Noone complains while they...

    4 Answers · Business & Finance · 22/08/2008

  2. it depends on how old those credit card are and if the companies did a charge off ......You should call the credit card companies and talk with someone , about your situation . At least they can see you're making an effort . Let's say you pay...

    4 Answers · Business & Finance · 03/05/2008

  3. Call the FTC. Go to and there's a hotline that you can report them at. What's the phone number they call you from?

    2 Answers · Business & Finance · 05/04/2012

  4. Capital One is one of two credit card providers in the UK specializing in offering a facility to people with poor credit. You really need to handle your Capital One account account really well to improve your credit...

    2 Answers · Business & Finance · 17/07/2011

  5. UNITED KINGDOM Financial Services

    4 Answers · Business & Finance · 07/09/2006

  6. try debt counseling first. i had to file for bankruptcy, couldn't make the payments, fiance' has not been paid since november, so my case got dropped. now i am waiting for a letter saying just that. hopefully i...

    1 Answers · Business & Finance · 25/02/2008

  7. pay all that he can each month. feed them slowly

    1 Answers · Business & Finance · 14/12/2007

  8. NO you don't have to pay. If this debt is over 8 years old then it is beyond the 7yr 180day reporting period and should not appear on your credit report. This is from a junk debt collection agency. They will dig up old bills and try and...

    9 Answers · Business & Finance · 30/12/2007

  9. Please note that the vast majority of people who answer live in the USA and are unfamiliar with UK might want to post in a UK finance forum.

    3 Answers · Business & Finance · 25/08/2013

  10. You should get some debt counselling, but here's a Debt Wizard on IVAs

    1 Answers · Business & Finance · 15/03/2009

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