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  1. ...monthly minimum repayments. I'm now on a debt management plan - not an IVA - which means that my interest and charges are frozen...

    9 Answers · Business & Finance · 05/09/2008

  2. ...a bad credit rating or will be heading that way. Bankrupcy iva and debt management plans all affect your credit. They dont write...

    7 Answers · Business & Finance · 31/08/2007

  3. His bankruptcy shouldn't affect your credit, if none of the debts he is going bankrupt on are jointly in your name. It wouldn't necessarily affect your credit even if you are married. Borrowing money could still be a problem...

    3 Answers · Business & Finance · 08/05/2010

  4. wow ive received "dropped calls" from chase several times today and I keep receiving different answers. Keep calling if they annoy you you should have the right to annoy them when I call they hate it but when they call 12...

    6 Answers · Business & Finance · 22/02/2008

  5. ...'t do it .. visit Citizens Advise and see about an IVA (or Bankruptcy) .. that's where you are headed and you might...

    3 Answers · Business & Finance · 22/07/2008

  6. ...appoint a supervisor to whom you make your repayments. The IVA has to be agreed to by all debtors but they get more money...

    7 Answers · Business & Finance · 24/04/2009

  7. ...high fees and they will at the very least be able to give you advice. An IVA may also be an option for you.

    6 Answers · Business & Finance · 21/09/2010

  8. ...you can't afford ... Other arrangements (DRO's, IVA's) usually involve some degree of 'default' (so your Credit...

    3 Answers · Business & Finance · 11/05/2010

  9. ..., possibly 5). Check the .gov.uk web pages - an IVA or other solution may be a better path ... WARNING = there are...

    5 Answers · Business & Finance · 10/02/2011

  10. hi! Yes a debt management program with a credit counseling agency does show up --your creditors will report that the account is closed and being handled by either a 3rd party or a credit counseling agency. However, it...

    2 Answers · Business & Finance · 01/02/2008

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