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  1. FHA loans were created to expand housing opportunities... approved to buy homes with scores below 500. FHA was actually the original subprime guarantor. Very few people know that the entire...

    4 Answers · Business & Finance · 03/09/2010

  2. FHA is not first-time buyer program and I have no idea of why people...you'll have to have earnest money, some pre-paids. The only thing FHA allows you to do is to put down less than other programs, but...

    4 Answers · Business & Finance · 02/05/2008

  3. FHA is a little more expensive due to the upfront mortgage insurance premium but in the... is what I mean. Lets say you have a 620 mid score. FHA - 250K with 3.5% down = $241,250 @ 5% = monthly payment of $1,317.74 + mortgage insurance...

    2 Answers · Business & Finance · 03/02/2009

  4. Although FHA has been proud to say their program is not score ...the rate and amount of Monthly Mortgage Insurance on an FHA loan will be tied to your credit score. The ratios...

    5 Answers · Business & Finance · 23/10/2009

  5. Actually a FHA loan of 3% down has a cheaper rate then a Fannie Mae...insurance (since you dont have 20% its moot).... Thats my only con. FHA are great loans if you find a loan officer that knows how to do...

    4 Answers · Business & Finance · 18/02/2009

  6. An FHA loan requires 2 years employment history for at LEAST one borrower... we use bank statements for is several items, FHA requires that you use 500 of your own funds - we need to...

    6 Answers · Business & Finance · 31/12/2007

  7. FHA requires a 580 minimum score for 3.5% down financing and at least 10...information at the HUD website is posted below. Even though FHA guidelines allow for these scores, lenders have their...

    4 Answers · Business & Finance · 06/05/2012

  8. FHA rates are set by the market, and lenders can charge what the market will bear. FHA sets the standards for approval but has no input on the interest...

    5 Answers · Business & Finance · 08/03/2013

  9. Yes, FHA requires that even if you put 20% down you have to pay PMI for a minimum...future appraised value. Even if you had 50% to put down, FHA still requires 5 years of PMI payments. You...

    5 Answers · Business & Finance · 02/07/2008

  10. FHA allows 3 1/2% down payment on a good FICO and verifiable work history and decent salary for the purchase amount...at a very low interest rate. Believe that's what is going on now. Not bad at all. FHA homes must be appraised and have certain things in them, as well. No big deal...

    4 Answers · Business & Finance · 13/02/2009

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