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  1. Paying off the derogatory items will not improve your credit score. The damage is done and will remain for the balance of the 7 year reporting period, whether paid, settled, or unpaid. Mortgage lenders will require that all derogatory...

    3 Answers · Business & Finance · 03/11/2013

  2. ... low for a normal Mortgage, I believe it's too low for a FHA loan. Lastly, you haven't taken into consideration the totality of...

    4 Answers · Business & Finance · 29/10/2013

  3. 1) No - except under certain circumstances (FHA renovation mortgage), you need a down payment to buy/build a house. To build a house...

    3 Answers · Business & Finance · 29/10/2013

  4. What do you mean "if you made a mistake/" What kind of mistak?

    4 Answers · Business & Finance · 25/10/2013

  5. If you GET a loan, they don't hold anything against. In order TO GET the loan, you may have to payoff your debts. Talk to your mortgage loan originator for further assistance.

    6 Answers · Business & Finance · 10/10/2013

  6. USDA and VA loans are the only loans without downpayments. USDA loans are only for rural properties. VA loans are for veterans. if you don't have a downpayment, how can you afford a house...

    1 Answers · Business & Finance · 09/10/2013

  7. Not even remotely the same as Section 8. The only thing similar about them is that they involve housing. FHA loan is a program designed for owner occupants to minimize the money put down to buy a home.

    4 Answers · Business & Finance · 02/10/2013

  8. What's you need to do right now is try to improve your credit score. Better scores mean better rates and chances and if you still go after the lenders, you will waste your time and if some lender will agree to give you the loan then have you think...

    5 Answers · Business & Finance · 16/09/2013

  9. Typically, interest will be based on the lesser co-signer's credit. A 620 FICO is the minimum required by FHA, however, most lenders want at least 640 FICO.

    2 Answers · Business & Finance · 09/09/2013

  10. will not make a difference in USA just an other bill as u have a payment plan(garnishment)

    1 Answers · Business & Finance · 03/09/2013

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